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Is Pennie the same as FFM as far as no medical qualifications are needed for enrollment into a Pennie plan and pre-existing conditions will all be covered and cannot be held against you.

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That’s correct. All Qualified Health Plans offered through Pennie will have no exclusions for pre-existing conditions, nor will those with pre-existing conditions be charged more for their coverage, as stipulated in the Affordable Care Act (ACA).

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