Frequently Asked Questions (FAQs)

• When will I see the American Rescue Plan changes in my account?
• I did not apply for coverage during Pennie’s initial open enrollment period but want to see if I’m eligible for financial assistance under the American Rescue Plan Act of 2021. Can I still apply for coverage through Pennie and get financial assistance?
• I did not think I qualified for financial assistance before – but think I might qualify under the American Rescue Plan Act, how do I check?
• My tax credits have increased due to the American Rescue Plan, can I change health insurance plans?
• How does the American Rescue Plan impact Pennie coverage?
• Do I have to test positive for COVID-19 to be eligible for Pennie’s COVID-19 Enrollment Period?
• I already am enrolled in a Pennie plan but would like to change my plan; can I change plans under the COVID-19 Enrollment Period?
• I am new to Pennie; how do I apply for coverage using the COVID-19 Enrollment Period?
• Pennie says I need to "Confirm a Life Event" what do I do now?
• I am enrolled in a plan through Pennie; can I add a household member during the COVID-19 Enrollment Period?
• Who is eligible for Pennie's COVID-19 Enrollment Period?
• What is Pennie's COVID-19 Enrollment Period?
• Do I need to report additional unemployment insurance I'm receiving for 2021?
• Do I need to report any one-time stimulus payments my household as received?
• How do I get free help from a Pennie-certified broker or Pennie Assister?