Do the 15th of the month cut-off rules still apply to effectuate coverage using a Special Enrollment Period? October 09, 2020 11:57 Updated Yes, the 15th of the month effective date rules still apply for Special Enrollment Periods, unless otherwise specified. Related articles What are coverage Effective Dates? Submitting documents to confirm a Qualifying Life Event (QLE) Reporting changes to Pennie throughout the year Will everyone qualify for Pennie? Are Pennie customers still responsible for taking "affordable coverage" when it comes to job-based coverage Can't find your answer? Find local assistance or contact us. or Chat / Charlar