Do the 15th of the month cut-off rules still apply to effectuate coverage using a Special Enrollment Period? October 09, 2020 11:57 Updated Yes, the 15th of the month effective date rules still apply for Special Enrollment Periods, unless otherwise specified. Related articles What are coverage Effective Dates? Submitting documents to confirm a Qualifying Life Event (QLE) Reporting changes to Pennie throughout the year What to include as income? Will everyone qualify for Pennie? Can't find your answer? Find local assistance or contact us. or Chat / Charlar