Fully Insured Job-Based Plan September 23, 2020 00:54 Updated A health plan purchased by an employer from an insurance company. Related articles I have an offer of job-based insurance coverage for my family, but it’s unaffordable. Can I get financial savings to enroll my family in coverage through Pennie instead? I am a Pennie customer and was recently offered job-based health insurance coverage through my employer. Will I still be eligible to keep receiving Advanced Premium Tax Credits to lower my premium cost with Pennie? How do I cancel my plan through Pennie? Flexible Spending Account (FSA) Contact Us Can't find your answer? Find local assistance or contact us. or Chat / Charlar