Point of Service (POS) Plans October 01, 2020 02:52 Updated A type of plan in which you pay less if you use doctors, hospitals, and other healthcare providers that belong to the plan’s network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist. Related articles Health insurance plan & network types Second Lowest Cost Silver Plan (SLCSP) Coverage Options for the Unemployed What is the ‘family glitch’ and how does it impact my family’s eligibility for financial assistance to enroll in coverage through Pennie? Catastrophic Coverage Can't find your answer? Find local assistance or contact us.