Point of Service (POS) Plans October 01, 2020 02:52 Updated A type of plan in which you pay less if you use doctors, hospitals, and other healthcare providers that belong to the plan’s network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist. Related articles Health insurance plan & network types Second Lowest Cost Silver Plan (SLCSP) Coverage Options for the Unemployed Catastrophic Coverage Can I get emergency care? Can't find your answer? Find local assistance or contact us.