If you were enrolled in health coverage through healthcare.gov in 2020 your tax documents will be available on your healthcare.gov account, not your Pennie account. This will apply for your 2020 taxes only.
Form 1095-A & your federal taxes
- You should get your 1095-A form by mail no later than mid-February. (It may be available in your HealthCare.gov account as soon as mid-January.) Once you have it, follow the steps below.
- You must file a federal tax return for 2020 - even if you usually don't file or your income is below the level requiring you to do so.
Get your Form 1095-A
- Find it in your HealthCare.gov account. You'll also get a copy by U.S. Mail.
- IMPORTANT: Don't file your 2020 taxes until you have an accurate 1095-A.
Make sure information on your 1095-A is right - and if not, call us
- Verify basic information about your health plan and household members on Parts I and II of the form. See errors? Contact the Healthcare.gov Marketplace Call Center.
- If you paid full price for your health plan, Part III, column C should be blank or have the number 0.
If you paid full price and are sure you don't qualify for a premium tax credit
- You don't have to fill out or include Form 8962, Premium Tax Credit, when you file your federal taxes.
- Keep your Form 1095-A with your other tax records.
If you paid full price and want to see if you qualify for a premium tax credit based on your final 2020 income
- Use the Health Coverage Tax Tool when it's available later in January to find the premium for the second lowest cost Silver plan (SLCSP) that applied to you for 2020. (If you paid full price, this information won't appear on your 1095-A.)
- Use this SLCSP figure to fill out Form 8962, Premium Tax Credit (PDF). You'll find out if you qualify for a premium tax credit based on your final 2018 income.\n
- If you qualify, your credit will either increase your 2020 refund or reduce your tax owed.