Will income ranges for APTC be different? October 09, 2020 11:57 Updated To comply with the ACA, Pennie has adopted the same eligibility requirements as the FFM. The same 100%-400% FPL percentage thresholds will still apply to determine an applicant’s eligibility for APTC. Related articles Will everyone qualify for Pennie? Can you explain what will happen with our current FFM clients moving to Pennie? Are there marketing materials that explain how Pennie is replacing HealthCare.gov? Can we do off-exchange enrollments on Pennie? How do we get on the broker workgroup? Can't find your answer? Find local assistance or contact us.