The majority of the reduced premiums under the American Rescue Plan (ARP) are for all of 2021 and all of 2022. Customers who were eligible for the enhanced unemployment subsidy due to being eligible for unemployment in 2021 will see these benefits go away for 2022.
NOTE: Pennie customers who had coverage through Pennie before May 2021 had any unused subsidies they were entitled to under ARP prospectively applied to their coverage for the remainder of 2021. This was a one-time addition and will not be available in 2022.